ZUS calculator for sole traders (JDG) — 2026
How much ZUS will you pay as a sole trader in Poland in 2026? It depends on the stage (start relief, preferential ZUS, full ZUS) and your tax form. Pick your situation below — the calculator shows an estimated monthly social-security and health contribution.
Mały ZUS Plus (for revenue up to PLN 120,000) gives intermediate contributions (approx. PLN 456–1,927) based on income — not included here.
Estimate based on 2026 rates (min. wage PLN 4,806, full-ZUS base PLN 5,652). The health contribution depends on income/revenue and tax form. Individual situations are not covered. This is not tax advice — confirm with an accountant or ZUS.
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